Home
About
Calculators
Contact
Book Appointment

Build Your Home  
Your Way

Planning to build your dream home from the ground up? A Land & Construction Loan is designed specifically for buyers who are purchasing land and building a new home, offering flexibility and control throughout the building process.

Unlike standard home loans, construction loans are released in stages—aligned with each phase of your build. You’ll only pay interest on the funds drawn, helping you manage your budget while your home takes shape.

5/5 • (35 Reviews)

Key Benefits

Interest-only during construction

Pay only on funds used

Stage-based progress payments

investors

Our Services

What You’ll Need

To apply for a land & construction loan, you’ll generally need:
A fixed-price building contract from a licensed builder
Council-approved building plans
Proof of income, savings, and other financial documentst

How Land & Construction Loans Work

A land and construction loan is split into two parts:
Sole traders
Partnerships
Small to medium enterprises (SMEs)
Companies and trusts

    Build with Confidence

    We understand that building a home is a big step—and we’re here to support you from pre-approval to final inspection. Our lending experts will work closely with you and your builder to keep things moving smoothly, so you can focus on what really matters: creating a home you love.
    PO BOX 245, Deer Park 3023
    Get Started
    JM Loans IN ACTION

    Ready to Get Started? 

    Let’s talk about your land and construction loan options. Contact us today for a no obligation consultation and start building your future with confidence
    Contact Us
    envelopephone-handsetmap-markercrossmenucheckmark-circle linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram