Refinancing your home loan could be one of the smartest financial decisions you make. Whether you’re looking to secure a lower interest rate, reduce your monthly repayments, access equity, or consolidate debt—refinancing gives you the flexibility to take control of your finances and achieve your goals.
Refinancing involves replacing your current home loan with a new one—either with your existing lender or a different one. It can help you take advantage of better rates or features that weren’t available when you first took out your loan.
Save money over the life of your loan
Ease the pressure on your monthly budget
Use the built-up value in your home for renovations, investments, or big purchases.
Move from a variable to a fixed rate (or vice versa) to suit your needs
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